Terms and Conditions

Why Do We Have Terms and Conditions?

Think of our Terms and Conditions as a guidebook. It’s here to:

• Protect your rights as a user.
• Explain how you can use our services responsibly.
• Help us deliver the best experience to you while following local laws.

By using Cow88, you agree to these terms. But don’t worry—we’ll walk you through everything clearly.

What You Need to Know

Here’s a quick overview of what’s covered in our Terms and Conditions:

1. Who Can Use Cow88
   • You must be at least 18 years old or have the consent of a parent/guardian.
   • You agree to provide accurate information when signing up.
2. Your Account
   • Keep your login details secure—you’re responsible for what happens under your account.
   • If you notice any unusual activity, let us know immediately.
3. What You Can and Can’t Do
   • You can use Cow88 to explore, learn, and connect.
   • You can’t use our platform for harmful, illegal, or misleading activities.
4. Payments and Transactions
   • If you make a purchase or use a paid service, ensure your payment details are accurate.
   • All transactions comply with local regulations in the Philippines.
5. Our Responsibilities
   • We strive to keep Cow88 available and functional at all times.
   • However, we can’t guarantee 100% uptime or be held responsible for external issues beyond our control.
6. Your Privacy Matters
   • Your data is protected under our Privacy Policy. We follow Philippine data protection laws to ensure your information stays safe.

Using Cow88 Responsibly

We want everyone to have a great time using Cow88. To keep things running smoothly, please follow these simple guidelines:

• Don’t upload harmful or offensive content.
• Respect others’ intellectual property—don’t copy or share without permission.
• Use our platform in line with Philippine laws.

If you break these rules, we may suspend or terminate your account.

Payments and Refunds

If you choose to use any of our paid services, here’s what you should know:

1. Payment Process
   • Payments are secure, and you’ll always know exactly what you’re being charged for.
2. Refund Policy
   • If something goes wrong, contact us, and we’ll review your case. Refunds are handled based on Philippine consumer protection laws.
3. Taxes
   • Applicable taxes are included in your transactions as required by local regulations.

Our Commitment to You

We work hard to make Cow88 a platform you can rely on. Here’s what we promise:

• Transparency
  You’ll always know how our services work and what you’re paying for.
• Security
  Your data and transactions are protected with top-notch security measures.
• Support
  If you have questions or concerns, our team is ready to help.

What Happens If Things Go Wrong?

We do our best to provide uninterrupted service, but sometimes things happen beyond our control. If there’s an issue, here’s what you can expect:

• We’ll work to fix the problem as quickly as possible.
• For paid services, we’ll compensate appropriately if disruptions affect your experience.

However, we can’t be held responsible for issues caused by factors like internet outages, third-party errors, or your device’s performance.

Intellectual Property

All content on Cow88—like text, images, and logos—belongs to us or our partners. You’re welcome to use the platform, but you can’t copy or distribute our content without permission. Respecting intellectual property ensures we can keep creating quality services for you.

Termination

If you decide Cow88 isn’t right for you, you can close your account anytime. Similarly, we may terminate accounts that violate our Terms and Conditions.

We’ll notify you before taking action unless the situation is urgent, such as illegal activity or harm to other users.

Updates to Our Terms and Conditions

As we grow and improve, these terms may change. When they do, we’ll let you know so you can stay informed. Continued use of Cow88 means you accept the updated terms.

Contact Us

If you have any questions or concerns about our Terms and Conditions, we’re here to help.

• Email: Contact@cow-88.com
  Phone: +63 903 456 7890
  Address: Cow88 Headquarters, Metro Manila, Philippines

We’re excited to have you as part of the Cow88 community. Thank you for trusting us to be part of your journey!

This content is a condensed version. For more details, visit our full Terms and Conditions page at Cow88.